wealth management financial planning
Welcome to Great Oak Wealth Management
We’re a small firm with a big heart. We love to talk to our clients, but more importantly, we love to listen. Communication is a vital part of our service, enabling us to get to the very core or your individual financial needs.
This is about Your wealth management plan
Our Approach
Small, independent and flexible, Great Oak Wealth Management personifies our enthusiasm and team approach. What you see is what you get. It’s an honest, transparent and straightforward approach. You’ll see our unique personalities in everything we do.
We listen to what’s important to you, understanding your financial and life goals. We earn your trust every day by applying our expertise and personalized approach to meet your individual needs. Let Great Oak Wealth Management help you strengthen your roots and nurture your dreams.
Our brand values
Your life, your plan
Financial planning isn’t one-size-fits-all—and we wouldn’t have it any other way. We take the time to listen to your goals, challenges, and dreams, so we can craft a strategy that’s built around your lifestyle, not a generic blueprint. Your wealth should be managed to work for you, not anyone else.
transparency
Money is personal, and you deserve straight answers, no sales tactics, and zero fine print. We believe in 100% transparency—about our fees, our process, and what’s actually best for you. That means clear pricing, no hidden commissions, and direct conversations (with a little fun along the way).
long-term partnership
Wealth building is a journey, and we’re here for the long haul. As your life evolves, so should your financial plan. Whether you’re navigating stock options, planning for retirement, or securing your family’s future, we’ll be here with expert advice, strategic adjustments, and the confidence that someone always has your back.
Who We Help
We help people who want to feel confident and clear about their finances—whether you’re navigating stock options, saving on taxes, planning for retirement, or just getting started. Our clients are professionals, families, and business owners who are ready to make smart financial decisions and want a financial planner to help them grow, protect, and enjoy their wealth.
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Who is building your wealth planning strategies
Your Team
The Importance of Financial Planning for High Income Earners
For high income earners, financial planning isn’t just a nice-to-have—it’s essential. And yes, we know we’re a bit biased, but we’ve seen this again and again → with higher earnings come more complex decisions. This ranges from tax strategies, stock options, retirement timelines, and wealth preservation to estate planning, conversions, and more.
Without a clear plan, it’s easy to leave money on the table or miss opportunities to grow and protect what you’ve built. A strong financial plan helps you make the most of your income, align your wealth with your goals, and build lasting financial confidence—for yourself and for future generations.
Frequently Asked Questions
What is a Fee-Only Financial Planner? Why does it matter for me?
A Fee-Only Financial Planner is a financial advisor who charges clients directly for their services and doesn’t receive commissions from selling financial products.
How they make money:
- Direct fees from clients (hourly, flat fee, or percentage of assets managed)
- No commission from investment products, insurance, or other financial products
Why this matters for you:
- Unbiased recommendations: They’re not motivated to recommend products that pay them more.
- Transparent pricing: You know exactly what you’re paying and getting for it.
- Legal obligation: Fee-only planners work under a fiduciary standard, meaning they are legally required to put your interests first.
- Broader options: They can recommend any financial product, not just ones that pay commissions.
- No hidden costs: Commission-based advisors often have their fees built into product costs, which you might not even see.
The main alternative is commission-based advisors who make money when you buy specific financial products. The structure creates potential conflicts of interest that Fee-Only planning avoids.
Do I Need a Financial Planner?
Whether you need a financial planner depends on your unique circumstances. Consider hiring one if your finances are becoming complex (multiple accounts, competing priorities, major life transitions), you lack time or interest to manage finances consistently, you need objective advice for emotional and financial decisions, or you want a comprehensive strategy connecting retirement, taxes, estate planning, and insurance. You might not need a planner if your situation remains straightforward with simple investments and minimal debt, or if you enjoy managing your finances, have time to research options, understand key principles, and maintain discipline with your plan. Many people succeed with a hybrid approach—handling routine finances while consulting professionals for specific milestones or periodic reviews.
What Makes Your Firm Different From Other Financial Planners?
At Great Oak Advisors, I’m different because I’m truly independent. As a fee-only advisor and fiduciary, I work directly for you, not for financial product companies. My approach focuses on your needs and priorities, with complete objectivity in my recommendations.
Having worked in the corporate world, I understand your challenges. I take a holistic view of your finances, connecting investments, retirement, taxes, and estate planning because these elements are interconnected. My investment philosophy centers on low-cost, broadly diversified funds that align with your goals.
What truly sets me apart is my commitment to communication and long-term partnership. I keep you informed and engaged through whatever methods work best for you. Financial planning is an evolving journey as your needs change, laws shift, and economic conditions transform. I aim to make personal finance clear and approachable so you can feel confident about your future.
What Is The Difference Between a CFP® and a CFA?
Certified Financial Planner®, professional( CFP®) helps create comprehensive financial plans covering retirement, taxes, estate planning, and investments. They work with clients to develop strategies based on personal goals. The certification requires education, passing an exam, meeting ethics requirements, and practical experience working with clients.
A CFA (Chartered Financial Analyst) typically works behind the scenes at investment firms, analyzing securities, valuing assets, and managing institutional portfolios. The certification is considered one of the most challenging in finance, requiring candidates to pass three intensive exams (with approximately 900 hours of study) focusing on investment valuation, financial analysis, and portfolio management techniques.
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